Interesting Charts to Come

Thu Feb 12, 2009
Several of our advisors have suggested that we should showcase some of the more interesting (and occasionally provocative) reports as part of a recurring series of blog posts. And that is what we are going to start doing.

For instance, not only does Capitalytics provide data for all 8000+ banks in the United States, we also cover banks in US territories and protectorates. Take a look at the attached image, which ranks all of the banks based outside of the 50 states and DC based on their efficiency ratio. Interestingly, none of these banks show efficiency ratios (generally the ratio of expenses to income) greater than 100%. On the other hand, 892 out of the 8393 (10.6%) banks that reported information to the FDIC in 3Q08 showed efficiency ratios greater than 100%.



Of course, there are several reasons that a bank may report an efficiency ratio greater than 100%; that, on its face, only means that the expenses for the bank during that quarter exceeded its income, but it is something interesting to note. Contact us if you would like more information like this report.