Yields & Rates Report as of Oct 10, 2026

Interest-rate markets in 2026 continue to reflect a Federal Reserve that has held the policy rate in a restrictive range while inflation remains above target and growth has slowed to a moderate pace. Treasury curve shape, credit spreads, the prime rate, and mortgage rates therefore remain central to bank funding costs, asset yields, and customer loan demand. With the 30-year fixed mortgage rate still near the mid-6% range, housing affordability and refinance volumes stay constrained even when weekly rate moves are small.

Curve and spread comparisons over recent and longer horizons help identify whether markets are pricing an extended hold, eventual easing, or renewed tightening risk. Corporate bond yields and the prime rate transmit policy into business and consumer borrowing costs; mortgage rates show how those same forces reach household balance sheets. This report presents recent and older Treasury curves alongside selected credit and mortgage benchmarks.

Recent Treasury Yield Curves

Older Treasury Yield Curves

Moody’s AAA & BAA Bond Yields, and BofA BBB Corporate Yields

Prime Rate

30-year Fixed Rate Mortgage Rate